When the worst happens. We'll help you get your house in order. 923
by Admin
Posted on 28-03-2023 12:07 PM
We'll help you get your house in order.
https://www.pdla.ie/lightning-damage
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Lightning damage to your property.
Lightning damage – loss assessor helps with the insurance claim
lightning damage is comparatively rare in ireland, but it happens a couple of times each year. Lightning strike presents three main hazards to your property:
a building struck by lightning can catch fire, smoulder or explode. Power surge caused by lightning, can damage your electronic equipment and telephones incl. Tvs, modems, computers and other even non-electronic devices. The shock wave that lightning creates can easily fracture concrete, brick and stone. Brick and stone chimneys are commonly damaged by lightning.
Lightning can even blow out plaster walls, shatter glass and crack foundations,.
Although rare, lightning damage claims are becoming increasingly prevalent in ireland. Damage from a lightning strike usually involves either the property catching fire or smouldering. However, power surges caused by lightning itself can also damage electronics, sockets, telephones, tvs and also computers. Furthermore, it can also cause damage to non-electronic devices. Concrete, brick or stone may also be split or fractured by the strike with the chimney’s being the most regularly affected. Plaster walls and glass inside the property are also regularly affected by lightning strikes.
Pkt loss assessors works on your behalf, the client, not the insurance company. We work closely with all our clients throughout the claims process and will only accept final settlement offer following your approval. Pkt only get paid loss assessing fees when you receive payment form your insurance company. The claims process: pkt’s team of experienced loss assessors will review your insurance policy and undertake a site inspection to assess the damage by a chartered engineer to establish the cause / contributing factors to the damage. We will then review your insurance policy to establish the full extent of your cover regarding your claim.
Description: lightning strikes should not be considered a ‘minor’ event. The impact of a power surge will destroy electrical, computer, telephone, cctv & security cabling & equipment. The impact of the strike may also cause severe damage to copper pipework and other water systems. We also regularly see burst plasterwork externally & internally. Ceilings may be compromised. Concrete finishes and other structural elements may be affected because of the surge earthing through reinforcing bars and embedded metal. Clearys will assist you with all aspects of claim preparation and investigation of the extent of the damage internally and externally. Introducing the most suitable engineers & trades at this time is critical because of the broad range of work required to repair the building.